18 The American Model Comprehension Questions Indicate whether the statement false,and justifyyour answer.Besure to cite any evidence and state any additional assumptions you may need. 1.Nearly half of expenditures on health care in the United States are govern- ment financed. TRUE.This is mostly a consequence of the creation of Medicare and Med- icaid in the 1960s. 2.The take-up rate of health insurance among people with good jobs(that is full-time jobs that have lasted longer than a year)has declined in recent years, and this is an important reason for the increase in uninsurance rates over those same years. plaining rising uninsurance. 3.In employer-sponsored health insurance in the U.S.,employers pay the largest share of the costs of health insurance. Ehed workers reflect the employer subsidy.It is more accurate to say that work- ers pay for their employer-sponsored health insurance plans,both through assessed premiums and through lower wages. 1 18 The American Model Comprehension Questions Indicate whether the statement is true or false, and justify your answer. Be sure to cite any evidence and state any additional assumptions you may need. 1. Nearly half of expenditures on health care in the United States are govern￾ment financed. TRUE. This is mostly a consequence of the creation of Medicare and Med￾icaid in the 1960s. 2. The take-up rate of health insurance among people with good jobs (that is full-time jobs that have lasted longer than a year) has declined in recent years, and this is an important reason for the increase in uninsurance rates over those same years. FALSE. Farber and Levy (2000) find that more and more US employers are offering peripheral, part-time jobs without health insurance, and this is ex￾plaining rising uninsurance. 3. In employer-sponsored health insurance in the U.S., employers pay the largest share of the costs of health insurance. FALSE. While it is nominally true that many employers pay a portion of health insurance premiums for their workers, in equilibrium the wages of workers reflect the employer subsidy. It is more accurate to say that work￾ers pay for their employer-sponsored health insurance plans, both through assessed premiums and through lower wages. 1