four basic types of financial instruments 定期定额贷款( (fixed- payment loan) In a fixed-payment loan, the lender provides the borrower with an amount of funds, which must be repaid by making the same payment every period(such as a month), consisting of part of the principal and interest for a set number of years. 这种贷款给借款人提供一笔资金,在数 年以内,借款人每期(如每月)都必须 偿还同等固定数量的资金(包括部分本 金及利息。four basic types of financial instruments • 定期定额贷款(fixed-payment loan) In a fixed-payment loan, the lender provides the borrower with an amount of funds, which must be repaid by making the same payment every period (such as a month), consisting of part of the principal and interest for a set number of years. 这种贷款给借款人提供一笔资金，在数 年以内，借款人每期（如每月）都必须 偿还同等固定数量的资金（包括部分本 金及利息