The U.s. Health are market Private Insurance Virtually all(93%)of private insurance for the non-elderly is provided through the employer By-product of wage price controls during World war‖ Tax provisions subsidize employer contributions Group market is less expensive than individual market8 The U.S. Health Care Market: Private Insurance • Virtually all (93%) of private insurance for the non-elderly is provided through the employer. – By-product of wage & price controls during World War II – Tax provisions subsidize employer contributions – Group market is less expensive than individual market