Helen: Bill, although you've worked here only for a couple of months, you already know this company inside out. I am having cash problems Bill: Clearly you dont have the money you need to buy the equipment to be competitive. You have just barely enough funds to cover your day-to-day operational expenses. Helen: I think my best bet is to secure a small-business loan Bill: I dont think thats possible. It seems to me you don't have the collared for a Helen: What can i do then? Bill Try the Small Business Association. They help underwrite loans for a small Helen: So, even though I dont have much collateral, I can still quality for a loan? Bill: Under this special program, possibly. Helen: That would really help me cover our overhead. I just need to get some time to get the revenues up Bill: Apply for the small-business loan, and keep your fingers crossed! Now Your turn SAMPLE DIALOG A: Youve worked as a consultant for a long time, so you know the company inside out. I'm having cash problem B: I see. If you want the company to grow, I'm afraid you need to have more fund Clearly you dont have the money you need to buy the equipment to be competitive. You just barely have enough funds to cover your day-to-day operating expenses A: I think my best bet is to ask the bank loan B: I don't think that's the best solution. Nowadays the interest rates are very high You'll have a difficult time paying back the loan A: What can i do then? B: Try a business incubator. A: What can i get from them? B: They offer a range of services such as consultancy, training, and more importantly venture capital A: Can I really get venture capital from them? B: Possibly, if you prove your company is promising A: Good, that would really help me cover our overhead. I just need some time to get revenues up B: Well, apply for a risk investment, and keep your fingers crossed5 Helen: Bill, although you’ve worked here only for a couple of months, you already know this company inside out. I am having cash problems. Bill: Clearly you don’t have the money you need to buy the equipment to be competitive. You have just barely enough funds to cover your day-to-day operational expenses. Helen: I think my best bet is to secure a small-business loan. Bill: I don’t think that’s possible. It seems to me you don’t have the collared for a loan. Helen: What can I do then? Bill: Try the Small Business Association. They help underwrite loans for a small business. Helen: So, even though I don’t have much collateral, I can still quality for a loan? Bill: Under this special program, possibly. Helen: That would really help me cover our overhead. I just need to get some time to get the revenues up. Bill: Apply for the small-business loan, and keep your fingers crossed! Now Your Turn SAMPLE DIALOG A: You’ve worked as a consultant for a long time, so you know the company inside out. I’m having cash problems. B: I see. If you want the company to grow, I’m afraid you need to have more funds. Clearly you don’t have the money you need to buy the equipment to be competitive. You just barely have enough funds to cover your day-to-day operating expenses. A: I think my best bet is to ask the bank loan. B: I don’t think that’s the best solution. Nowadays the interest rates are very high. You’ll have a difficult time paying back the loan. A: What can I do then? B: Try a business incubator. A: What can I get from them? B: They offer a range of services such as consultancy, training, and more importantly, venture capital. A: Can I really get venture capital from them? B: Possibly, if you prove your company is promising. A: Good, that would really help me cover our overhead. I just need some time to get revenues up. B: Well, apply for a risk investment, and keep your fingers crossed