Problems created by the freedom Customers have become much more rate conscious:interest elastic. Customers prefer shorter-term deposits strongly:lower interest rate risk. Liabilities become more rate sensitive Pricing assets becomes more difficult 猫1竹對+手Problems created by the Problems created by the freedom freedom † Customers have become much more rate conscious: interest elastic. † Customers prefer shorter-term deposits strongly: lower interest rate risk. „ Liabilities become more rate sensitive „ Pricing assets becomes more difficult