Core deposits They are stable deposits that customers are less likely to move when interest rates on competing investments rise. Not rate sensitive as large-denomination purchased (volatile)liabilities. Influenced more by location,availability, price of services. For large banks,core deposits/total assets:516)426(from1992to2001) 料酥价贸易大孝Core deposits Core deposits † They are stable deposits that customers are less likely to move when interest rates on competing investments rise. „ Not rate sensitive as large-denomination purchased (volatile) liabilities. „ Influenced more by location, availability, price of services. „ For large banks, core deposits/total assets: 51% Î42% (from 1992 to 2001)