A. Essential Objectives 4. Satisfy rate regulators a. rates must be adequate, not excessive and not unfairly discriminatory Too big to ignore: the impact of obesity on mortality trends Does it matter where you live? ICcB case b. some methods that are actuarially acceptable may be refused(e. g. use of age, gender and marital status as rating variables)5 4. Satisfy rate regulators a. rates must be adequate, not excessive and not unfairly discriminatory ◼ Too big to ignore: the impact of obesity on mortality trends ◼ Does it matter where you live? ICCB Case b. some methods that are actuarially acceptable may be refused (e.g., use of age, gender and marital status as rating variables) A. Essential Objectives