Using Payments Cards Online Fraudulent credit card transactions Additional tools used to combat fraud include Manual review Fraud screens and decision models Negative files Card association payer authentication services Electronic Commerc Prentice Hall 2006Electronic Commerce Prentice Hall © 2006 11 Using Payments Cards Online • Fraudulent Credit Card Transactions – Additional tools used to combat fraud include: • Manual review • Fraud screens and decision models • Negative files • Card association payer authentication services