2 Health Economics Answer Key TRUE.Managed competition is one of the defining aspects of the Bismarck model. 5.Even though it is illegal for sickness funds to deny coverage to individuals insurers still often engage in risk selection. TRUE.Bismarck countries are continually making policies to combat risk selection. 6.Physicians have no say in what prices to charge their patients. FALSE.Even though many countries have government controlled prices, 品 7.Patients in France typically pay all their health fees directly to the doctor and are later reimbursed by their insurance fund. TRUE.One distinction between France and other Bismarck countries is that pati nd then are reimbursed by their insurance fund Thent choican hysi 8.One way that Bismarck nations control costs is through government-set prices for care TRUE.Uniform prices for care throughout the country helps control costs each year from skyrocketing. ess funds for patients to from,which distinguishes them from Beveridge countries FALSE.Although there are countries with over a hundred sickness funds, Israel has only four.It is true that Beveridge countries typically only have a single national plan. 10.Health insurance coverage is primarily financed through payroll and other taxes. TRUE.Individuals pay a percentage of their income to finance sickness funds. e doctor and receive more CT TRUE.Patients in Bismarck tend to use more medical technology than those in Beveridge countries. Bhattacharya,Hyde Tu 2013 2 2 | Health Economics Answer Key TRUE. Managed competition is one of the defining aspects of the Bismarck model. 5. Even though it is illegal for sickness funds to deny coverage to individuals, insurers still often engage in risk selection. TRUE. Bismarck countries are continually making policies to combat risk selection. 6. Physicians have no say in what prices to charge their patients. FALSE. Even though many countries have government controlled prices, physicians can still lobby and negotiate with public entities each year to de￾termine medical prices for each year. 7. Patients in France typically pay all their health fees directly to the doctor and are later reimbursed by their insurance fund. TRUE. One distinction between France and other Bismarck countries is that patients pay all costs upfront and then are reimbursed by their insurance fund. This helps ensure patient choice and physician autonomy. 8. One way that Bismarck nations control costs is through government-set prices for care. TRUE. Uniform prices for care throughout the country helps control costs each year from skyrocketing. 9. Every Bismarck country has over a hundred sickness funds for patients to choose from, which distinguishes them from Beveridge countries. FALSE. Although there are countries with over a hundred sickness funds, Israel has only four. It is true that Beveridge countries typically only have a single national plan. 10. Health insurance coverage is primarily financed through payroll and other taxes. TRUE. Individuals pay a percentage of their income to finance sickness funds. 11. People in Bismarck countries tend to visit the doctor and receive more CT and MRI scans than people who live in Beveridge countries. TRUE. Patients in Bismarck tend to use more medical technology than those in Beveridge countries. ￾c Bhattacharya, Hyde & Tu 2013 2