Credit services Cost of Funds ..the cost of funds estimate may be a bank's weighted marginal cost of pooled debt or its weighted marginal cost of capital at the time the loan was made. 目 Loan Administration ...loan administration expense is the cost of a loan's credit analysis and execution. 目 Default Risk Expense . the actual risk expense measure equals the historical default percentage for loans in that risk class times the outstanding loan balance. 行贺影小号Credit services Credit services Cost of Funds …the cost of funds estimate may be a bank’s weighted marginal cost of pooled debt or its weighted marginal cost of capital at the time the loan was made. Loan Administration …loan administration expense is the cost of a loan’s credit analysis and execution. Default Risk Expense …the actual risk expense measure equals the historical default percentage for loans in that risk class times the outstanding loan balance