Credit services Cost of Funds ..the cost of funds estimate may be a bank's weighted marginal cost of pooled debt or its weighted marginal cost of capital at the time the loan was made. 目 Loan Administration ...loan administration expense is the cost of a loan's credit analysis and execution. 目 Default Risk Expense . the actual risk expense measure equals the historical default percentage for loans in that risk class times the outstanding loan balance. 行贺影小号Credit services Credit services † Cost of Funds …the cost of funds estimate may be a bank’s weighted marginal cost of pooled debt or its weighted marginal cost of capital at the time the loan was made. † Loan Administration …loan administration expense is the cost of a loan’s credit analysis and execution. † Default Risk Expense …the actual risk expense measure equals the historical default percentage for loans in that risk class times the outstanding loan balance