h 1gh-risk mortgage loans and lending/borrowing practices a lenders began to offer more and more loans to higher-risk borrowers, including illegal immigrants. Subprime mortgages amounted to $35 billion(5% of total originations )in 1994 9% in 1996, $160 billion(13%)in 1999, and $s600 billion (20%)i2006High-risk mortgage loans and l d /b en ding/borrowing practices  lenders began to offer more and more loans to higher-risk borrowers, including illegal immigrants.Subprime mortgages amounted to $35 billion (5% of total originations) in 1994, 9% in 1996,$160 billion (13%) in 1999, and $600 billion (20%) in 2006