The Economics of Money and Banking Chapter 3 Credit and Financial Instrument >>Elements of Credit 1 Debtor and creditor Credit:History and Types Repayment period Credit instruments Interest rate 4 GUO YING SEM TONGJI UNIVERSITYThe Economics of Money and Banking 4 GUO YING SEM TONGJI UNIVERSITY 1 Elements of Credit Chapter 3 Credit and Financial Instrument Credit: History and Types Debtor and creditor Repayment period Credit instruments Interest rate