2 Present value 现值( present value)是未来某 时间的终值( finalvalue)在现 在的价值。 PV is the value at the beginning of an investment FV is the value at the end of an investment2. Present Value 现值（ present value ）是未来某 一时间的终值（final value）在现 在的价值。 PV is the value at the beginning of an investment. FV is the value at the end of an investment