James A.O'Brien Introduction to Information Systems Eleventh Edition Electronic Payment and Security Systems Client Merchant's Browser Web Server .Verify merchant Payment .Verify customer .Receive order Server .Review payment .Receive payment .Authorize or deny payment .Confirm order Credit cards Bank accounts Online buying E-Bill Payment Electronic Cash VISA Debit Cards CyberCash CheckFree Cybergold MasterCard Online Banking 1 ClickCharge BillerXpert QpassJames A. O’Brien Introduction to Information Systems Eleventh Edition 6 Electronic Payment and Security Systems Merchant’s Web Server Client Browser Payment Server Electronic Cash Cybergold Qpass E-Bill Payment CheckFree BillerXpert Online buying CyberCash 1 ClickCharge Bank accounts Debit Cards Online Banking Credit cards VISA MasterCard •Verify merchant •Receive order •Receive payment •Confirm order •Verify customer •Review payment •Authorize or deny payment