DRAFT:NOT FOR QUOTATION OR CIRCULATION 6 How the internet affects development DECREASING MARKET AND NON-MARKET TRANSACTION COSTS ACCESS TO SERVICES BY THE POOR 0000 ○FINDING CUSTOMERS SENDING REMITTANCES 00000-0 PRE-INTERNET INTERNET TRANSACTIONS Inclusion Efficiency Innovation SOURCE:WDR 2016 Team Benefits Framework Impact Explanations Policy6 Benefits Framework Impact Explanations Policy How the internet affects development DECREASING MARKET AND NON-MARKET TRANSACTION COSTS SOURCE: WDR 2016 Team