Today,more and more people in the U.S.are using credit cards instead of money to buy the things they need.Almost anyone who has a steady Income and good work record can apply for a credit card.There are many credit cards available:American Express,Master Charge,VISA,and Diner's Club are the names of some of the most popular. 88 Today, more and more people in the U. S. are using credit cards instead of money to buy the things they need. Almost anyone who has a steady Income and good work record can apply for a credit card. There are many credit cards available: American Express, Master Charge, VISA, and Diner's Club are the names of some of the most popular