裤尉所黄学 《商务英语》 授课教案 Chapter 36 The Story of Insurance I.Objectives A.To gain an understanding of insurance B.To learn something about its history C.To explore its development D.To learn relevant words,expressions and structures II.Introduction Exporters and importers face all the time uncertainties of loss of their goods.Insurance is used to protect their financial interests against such risks and actual losses.Without adequate protection guaranteed by insurance of those goods in transit,international trade will be negatively affected. 有句人人都熟悉的话，叫做天有不测风云，人有旦夕祸福”。在国际贸易上情形同样 如此。因此，规避风险，转嫁或尽可能的弥补损失，是进出口商们梦寐以求的事情，因此， 保险也就成了当然的选择。 III.Main points of the text A.Insurance has a long history. B. 1.Modern marine insurance originated in Britain,and London is still the centre of the insurance world. 2.Due to the high risks and huge compensation from piracy and natural disasters,syndicates of 'underwriters'are formed. C. 1.Marine insurance is the oldest form of insurance. 2.Poorly paid,badly treated,and constantly exposed to danger of being drowned,captured, or sold as slaves,seamen began to insure themselves either for a year or for the duration of a voyage D 1.Lloyd's has always been outstanding in the insurance world. 2.In China People's Insurance Company of China is the most reputable and well-established insurance body. IV.Background and terminology 1)insurance: System whereby individuals and companies concerned about potential hazards pay premiums to an insurance company,which reimburses (in whole or part)them in the event of loss.The insurer profits by investing the premiums it receives.Some common forms of insurance cover business risks, automobiles,homes,boats, worker's compensation,and health.Life insurance guarantees payment to the beneficiaries when the insured person dies.In a broad economic sense, insurance transfers risk from individuals to a larger group, which is better able to pay for losses.《商务英语》 授课教案 Chapter 36 The Story of Insurance I. Objectives A. To gain an understanding of insurance B. To learn something about its history C. To explore its development D. To learn relevant words, expressions and structures II. Introduction Exporters and importers face all the time uncertainties of loss of their goods. Insurance is used to protect their financial interests against such risks and actual losses. Without adequate protection guaranteed by insurance of those goods in transit, international trade will be negatively affected. 有句人人都熟悉的话，叫做“天有不测风云，人有旦夕祸福”。在国际贸易上情形同样 如此。因此，规避风险，转嫁或尽可能的弥补损失，是进出口商们梦寐以求的事情，因此， 保险也就成了当然的选择。 III. Main points of the text A. Insurance has a long history. B. 1. Modern marine insurance originated in Britain, and London is still the centre of the insurance world. 2. Due to the high risks and huge compensation from piracy and natural disasters, syndicates of ‘underwriters’ are formed. C. 1. Marine insurance is the oldest form of insurance. 2. Poorly paid, badly treated, and constantly exposed to danger of being drowned, captured, or sold as slaves, seamen began to insure themselves either for a year or for the duration of a voyage D. 1. Lloyd’s has always been outstanding in the insurance world. 2. In China People’s Insurance Company of China is the most reputable and well-established insurance body. IV. Background and terminology 1）insurance: System whereby individuals and companies concerned about potential hazards pay premiums to an insurance company, which reimburses (in whole or part) them in the event of loss. The insurer profits by investing the premiums it receives. Some common forms of insurance cover business risks, automobiles, homes, boats, worker's compensation, and health. Life insurance guarantees payment to the beneficiaries when the insured person dies. In a broad economic sense, insurance transfers risk from individuals to a larger group, which is better able to pay for losses. 1