To close the model we need to incorporate supply Again assume zero profits which in this case means that g(丌)(兀-p)Zm=0 =元 g(兀)兀ar or p =元 g( dr 丌=元 Will there be an insurance market at all?To close the model, we need to incorporate supply. Again assume zero profits, which in this case means that:   1 g  pZd  0 or p    1 gd   1 gd Will there be an insurance market at all?