Lesson five How Do American Consumers Borrow? Abstract: The article analyzes the ways for American consumers borrow money. Key words: loan source; credit; parents or relatives, bank; credit union small loan company; life insurance pawnbrokers and pawnshopsLesson Five How Do American Consumers Borrow? Abstract: The article analyzes the ways for American consumers borrow money. Key words: loan source; credit; parents or relatives; bank; credit union; small loan company; life insurance; pawnbrokers and pawnshops