A bank credit B commercial credit C the state credit D consumer credit 2.Multiple Choice (1)Bank credit features include( A.The unity of buying and selling behavior and lending behavior B.Using financial institutions as a medium C.The object of borrowing is money in the form of money D.Belong to direct credit E.Indirect credit (2)The main forms of state credit are A.Issue of national bonds B.Issuance of treasury bills C.Issuance of special bonds D.Bank overdrafts or borrowings E.Issuing bank (3)The basic characteristics of credit behavior include( A.Payment on condition of recovery B.The lender is entitled to interest C.Free gift or assistance D.Equal value exchange E.Very high interest rates (4)Which of the following statements are consumer credit A.The enterprise sells goods on credit to individuals B.Individuals receive housing loans C.Personal credit card to the designated store to shop D.Personal loans to engage in business activities E.The enterprise sells the goods on credit to another firm (5)In the following kinds of credit,Which of them DO NOT have a strong function of creating deposit money credit:() A.Commercial Credit B.National credit C.Bank Credit D.Consumer credit 3,Short Answer Questions (1)Discribe the Difference between Commercial Credit and Bank Credit. (2)Discribe the features of financial instruments?A bank credit B commercial credit C the state credit D consumer credit 2. Multiple Choice (1) Bank credit features include ( ) A. The unity of buying and selling behavior and lending behavior B. Using financial institutions as a medium C. The object of borrowing is money in the form of money D. Belong to direct credit E. Indirect credit (2) The main forms of state credit are ( ) A. Issue of national bonds B. Issuance of treasury bills C. Issuance of special bonds D. Bank overdrafts or borrowings E. Issuing bank (3) The basic characteristics of credit behavior include ( ) A. Payment on condition of recovery B. The lender is entitled to interest C. Free gift or assistance D. Equal value exchange E. Very high interest rates (4) Which of the following statements are consumer credit ( ) A. The enterprise sells goods on credit to individuals B. Individuals receive housing loans C. Personal credit card to the designated store to shop D. Personal loans to engage in business activities E. The enterprise sells the goods on credit to another firm (5) In the following kinds of credit，Which of them DO NOT have a strong function of creating deposit money credit:（ ） A. Commercial Credit B. National credit C. Bank Credit D. Consumer credit 3、Short Answer Questions (1) Discribe the Difference between Commercial Credit and Bank Credit. (2) Discribe the features of financial instruments?