United Grain Growers case a UGG was one of the first to use erm ■ Background on UGG >Operates in western canada Provides services to farmers Governance structure: Members and Shareholders )Main business: grain handling )Capital expenditure program: replace old grain SIlOS Recently increased financial leverage4 United Grain Growers Case ◼ UGG was one of the first to use ERM ◼ Background on UGG: Operates in western Canada Provides services to farmers Governance structure: Members and Shareholders Main business: grain handling Capital expenditure program: replace old grain silos Recently increased financial leverage