Now let's look at the balance sheet of The First Bank again The First Bank ASSETS LIABILITES Reserves 10%*S100=S10 Deposits S100 Loans 90%*S100=S90 D=S100 M=S190 The First Bank creates an additionals 90 of money.Now let’s look at the balance sheet of The First Bank again. Reserves 10%*$100= $ 10 Deposits $100 Loans 90%*$100= $ 90 D= $100 C= $ 90 M= $ 190 The First Bank creates an additional $ 90 of money. ASSETS LIABILITIES The First Bank