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6-10. Continued c. Reversed Conservative $1,200,000x75=$900,000x.10=$90,000Long-term $1,200,000x.25=$300000x.15=45000 Short-term Total interest charge $135,000 Aggressive $1200000x.5625=$675,000x.10=$67,500 Long-term $1,200,000x4375=$525000x15=_78750 Short-term Total interest charge $146, 250 Reversed Conservative ggressive EBIT $200.000 35000 146250 EBT 65000 53750 Tax 40% 26000 21.500 EAT $39000 32,250 6-11 Lear. Inc. has $800.000 in current assets, $350.000 of which are considered permanent current assets. In add ition, the firm has $600,000 invested in fixed assets a. Lear wishes to finance all fixed assets and half of its permanent current assets with long-term financing costing 10 percent. Short-term financing currently costs 5 percent. Lear's earnings before interest and taxes are $200,000. Determine Lear's earnings after taxes under this financing plan The tax rate is 30 percent b. As an alternative, Lear might wish to finance all fixed assets and permanet current assets plus half of its temporary current assets with long-term financing. The same interest rates apply as in part a. Earnings before interest and taxes will be $200.000. what will be Lear's earnings after taxes? The tax rate is 30 percent c. What are some of the risks and cost considerations associated with each of these alternative financing strategies? CopyrightC 2005 by The McGray-Hill Companies, Inc. S-224Copyright © 2005 by The McGraw-Hill Companies, Inc. S-224 6-10. Continued c. Reversed: Conservative $1,200,000 x .75 = $900,000 x .10 = $90,000 Long-term $1,200,000 x .25 = $300,000 x .15 = 45,000 Short-term Total interest charge $135,000 Aggressive $1,200,000 x .5625 = $675,000 x .10 = $67,500 Long-term $1,200,000 x .4375 = $525,000 x .15 = 78,750 Short-term Total interest charge $146,250 Reversed Conservative Aggressive EBIT $200,000 $200,000 –Int 135,000 146,250 EBT 65,000 53,750 Tax 40% 26,000 21,500 EAT $ 39,000 $ 32,250 6-11. Lear, Inc., has $800,000 in current assets, $350,000 of which are considered permanent current assets. In addition, the firm has $600,000 invested in fixed assets. a. Lear wishes to finance all fixed assets and half of its permanent current assets with long-term financing costing 10 percent. Short-term financing currently costs 5 percent. Lear's earnings before interest and taxes are $200,000. Determine Lear's earnings after taxes under this financing plan. The tax rate is 30 percent. b. As an alternative, Lear might wish to finance all fixed assets and permanent current assets plus half of its temporary current assets with long-term financing. The same interest rates apply as in part a. Earnings before interest and taxes will be $200,000. What will be Lear's earnings after taxes? The tax rate is 30 percent. c. What are some of the risks and cost considerations associated with each of these alternative financing strategies?
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