Composition of Bank Liabilities Different types of liabilities Interest-bearing and non-interest-bearing ■ Transaction accounts: Low explicit interest rates High non-interest processing costs ■ Other accounts: Limited check writing capabilities ▣Higher rates Liabilities with long-term fixed maturities Highest interest rates Lowest non-interest transaction 爸封强的黄香+孝Composition of Bank Liabilities Composition of Bank Liabilities † Different types of liabilities „ Interest-bearing and non-interest-bearing „ Transaction accounts: † Low explicit interest rates † High non-interest processing costs „ Other ac c ounts: † Limited check writing capabilities † Higher rates „ Liabilities with long-term fixed maturities † Highest interest rates † Lowest non-interest transaction