Chapter 5 Commercial Banks 1、Single Choice 1-5C、A、D、C、B 6-10A、B、B、C、C 2、Multiple Choice ABD、ABCD、AB、ABC、ACD 3,Short Answer Questions 4.Banks are not included in the bank's balance sheet and does not affect the total assets and liabilities of the business activities.In the narrow sense,the off-balance-sheetbusiness usually refers to some new business such as swap, forward rate agreement,option and bill issuance,which are generated in the financial innovation,and the traditional off-balance-sheet business includes traditional intermediate business such as acceptance.Agents and various types of credit guarantee,and other services. 5.In the financial system,the basic difference between commercial banks and other financial institutions is that commercial banks are the only institutions that can run deposits at present.By operating a currentaccount,a commercial bank can create a derivative deposit,thereby creating a currency,a process known as credit creation. Part of the preparation by the system and non-cash settlement system is the commercial bank credit creation of the two prerequisites,the impact of commercial bank credit creation factors are the base currency and money multiplier,both with the credit creation scale.Chapter 5 Commercial Banks 1、Single Choice 1-5 C、A、D、C、B 6-10 A、B、B、C、C 2、Multiple Choice ABD、ABCD、AB、ABC、ACD 3、Short Answer Questions 4. Banks are not included in the bank's balance sheet and does not affect the total assets and liabilities of the business activities. In the narrow sense, the off-balance-sheet business usually refers to some new business such as swap, forward rate agreement, option and bill issuance, which are generated in the financial innovation, and the traditional off-balance-sheet business includes traditional intermediate business such as acceptance. Agents and various types of credit guarantee, and other services. 5. In the financial system, the basic difference between commercial banks and other financial institutions is that commercial banks are the only institutions that can run deposits at present. By operating a current account, a commercial bank can create a derivative deposit, thereby creating a currency, a process known as credit creation. Part of the preparation by the system and non-cash settlement system is the commercial bank credit creation of the two prerequisites, the impact of commercial bank credit creation factors are the base currency and money multiplier, both with the credit creation scale