《微型金融学》课程教学大纲 一、课程基本信息 课程代码：16081002 课程名称：微型金融学 英文名称：Microfinance 课程类别：专业选修课 学时：32 学分：2 适用对象：经济、管理类专业 考核方式：考试 先修课程：金融学 二、课程简介 微型金融是专门针对贫困、低收入的人口和小微型企业而建立的金融服务体系， 包括小额信贷、小额储蓄、汇款和小额保险等。本课程主要介绍了微型金融学的定义、 发展历史与现状：重点分析了微型金融在缺乏抵押品的情况下如何进行机制设计以确 保借款者还款；讨论了微型金融机构的发展与转型及其伴随的争议性：研究了微型金 融机构应该如何进行监管的问题：探讨了近些年来快速发展的以互联网金融为代表的 微型金融新形式，分析了其对传统微型金融的创新与传承。 Microfinance is a financial services system specifically designed for poor,low-income people and microenterprises,which includes microcredit,small savings,remittances and microinsurance.It mainly introduces the definition,development history and current situation of microfinance;analyzes how microfinance is designed to ensure the repayment of borrowers in the absence of collateral;discusses the development and transformation of microfinance institutions and their accompanying controversy:discusses the microfinance form which is represented by online finance in recent years,and analyzes its innovation and inheritance to the traditional microfinance.1 《微型金融学》课程教学大纲 一、课程基本信息 课程代码：16081002 课程名称：微型金融学 英文名称：Microfinance 课程类别：专业选修课 学 时：32 学 分：2 适用对象: 经济、管理类专业 考核方式：考试 先修课程：金融学 二、课程简介 微型金融是专门针对贫困、低收入的人口和小微型企业而建立的金融服务体系， 包括小额信贷、小额储蓄、汇款和小额保险等。本课程主要介绍了微型金融学的定义、 发展历史与现状；重点分析了微型金融在缺乏抵押品的情况下如何进行机制设计以确 保借款者还款；讨论了微型金融机构的发展与转型及其伴随的争议性；研究了微型金 融机构应该如何进行监管的问题；探讨了近些年来快速发展的以互联网金融为代表的 微型金融新形式，分析了其对传统微型金融的创新与传承。 Microfinance is a financial services system specifically designed for poor, low-income people and microenterprises, which includes microcredit, small savings, remittances and microinsurance. It mainly introduces the definition, development history and current situation of microfinance; analyzes how microfinance is designed to ensure the repayment of borrowers in the absence of collateral; discusses the development and transformation of microfinance institutions and their accompanying controversy; discusses the microfinance form which is represented by online finance in recent years, and analyzes its innovation and inheritance to the traditional microfinance