And for another example,without medical insurance, someone may forgo medical treatment due to its costs. But after purchasing medical insurance and medical insurance becomes available,they have an added incentive to ask for pricier and more elaborate medical service, because they may ask an insurance provider to pay for the cost of medical treatment that would not have occurred.◼ And for another example, without medical insurance, someone may forgo medical treatment due to its costs. But after purchasing medical insurance and medical insurance becomes available, they have an added incentive to ask for pricier and more elaborate medical service, because they may ask an insurance provider to pay for the cost of medical treatment that would not have occurred