a For example, we may want to determine what characteristics best discriminate between good and bad credit card customers a For example, a student applying to go to college may have to be classified as likely to succeed or likely to fail based on the characteristics of students who did succeed or fail in the past 2021/1/21 cXt2021/1/21 7 cxt  For example, we may want to determine what characteristics best discriminate between good and bad credit card customers.  For example, a student applying to go to college may have to be classified as likely to succeed or likely to fail based on the characteristics of students who did succeed or fail in the past