36.The phrase "chicken-and-egg problem"in paragraph 1 most probably means A.consumers didn't want the card until stores accepted it B.merchants wouldn't accept it until consumers carried it C.both consumers and merchants are very important D.it is hard to say which side should take the initial step 37.According to the text,which of the following may be considered as Visa's violation of the Antitrust Act? A.Allowing its member banks to join up with MasterCard. B.Keeping fees on their debit cards unfairly high. C.Developing a smart card,sharing information all the while. D.Sharing the costs of maintaining the networks. 38.Which of the following is NOT true of a "smart card"? A.It was officially issued 1987. B.It contains an integrated circuit. C.It could store personal data. D.It is being developed by both Visa and MasterCard. 39.Why are people reluctant to accept smart cards according to Evans? A.Because it is too popular. B.Because it is too inconvenient. C.Because the chip itself is too expensive. D.Because theit's cost to produce the chip is too expensive. 40.The best title for the text may be A.Legend of the First Credit Card B.A“Chicken-and-egg Problem” C.Credit Card and Its Problems D.Miraculous Credit Card 54736. The phrase "chicken-and-egg problem" in paragraph 1 most probably means A. consumers didn't want the card until stores accepted it B. merchants wouldn' t accept it until consumers carried it C. both consumers and merchants are very important D. it is hard to say which side should take the initial step 37. According to the text , which of the following may be considered as Visa' s violation of the Antitrust Act? A. Allowing its member banks to join up with MasterCard. B. Keeping fees on their debit cards unfairly high. C. Developing a smart card , sharing information all the while. D. Sharing the costs of maintaining the networks. 38. Which of the following is NOT true of mart card"? A. It was officially issued 1987. B. It contains an integrated circuit. C. It could store personal data. D. It is being developed by both Visa and MasterCard. 39. Why are people reluctant to accept smart cards according to Evans? A. Because it is too popular. B. Because it is too inconvenient. C. Because the chip itself is too expensive. D. Because theit's cost to produce the chip is too expensive. 40. The best title for the text may be A. Legend of the First Credit Card B. A "Chicken-and-egg Problem" C. Credit Card and Its Problems D. Miraculous Credit Card 547