Internet Payment: The Foundation of Internet C ommerce Consumer Payment Merchant Financial Institution Credit Card Existing Financia Network Purchase Card 555 Financial E-Cash Host V GATE WALLET VPOS E-Check The InternetInternet Payment: The Foundation of Internet Commerce Consumer Payment Merchant Financial Institution The Internet Browser Credit Card Purchase Card E-Cash E-Check Internet Storefront Internet Gateway Financial Host Existing Financial Network vWALLET vPOS vGATE