SETCIO-joint efforts of VISA and Mastercard to drve SET payment Consumer Merchant Bank Internet Web Explorer Server Internet Storefront/ Storefront Firewall Navigator Ordering End-to-End Internet Comme rce Solution VGATE Payment Internet Control Gateway Secure Payment VeriFone vPOS Data Transaction VWALLETSETCiO - joint efforts of VISA and Mastercard to drve SET payment Consumer Internet Explorer Netscape Navigator vWALLET Payment Control Secure Data VeriFone vPOS Web Server Storefront/ Catalog Ordering Receipt Mgmt Payment Transaction Mgmt Internet Storefront Merchant Bank vGATE Internet Gateway Firewall End-to-End Internet Commerce Solution