复旦大学：《货币银行学 Economics of Money and Banking》课程教学资源（课件讲稿）前言（何光辉）

《货币银行学 Economics of Money and Banking》课程教学资源（经典文献）The Geography of Bidder Behavior in Peer-to-Peer Credit Markets

《货币银行学 Economics of Money and Banking》课程教学资源（经典文献）Learning in the Credit Card Market

《货币银行学 Economics of Money and Banking》课程教学资源（经典文献）Subprime Consumer Credit Demand_Evidence from a Lender’s Pricing Experiment

《货币银行学 Economics of Money and Banking》课程教学资源（经典文献）The Failure of Competition in the Credit Card Market

《货币银行学 Economics of Money and Banking》课程教学资源（经典文献）Liquidity Constraints and Imperfect Information in Subprime Lending

《货币银行学 Economics of Money and Banking》课程教学资源（经典文献）The Market for Lemons_Quality Uncertainty and the Market Mechanism

近年来，随着宏观经济波动、四万亿后续影响、地方政府负债、土地流拍等原因，引起了一系列房价波动。由于房地产市场的泡沫化以及贷款购房的杠杆化，房价的波动引发了一系列银行信贷风险，尤其体现在房地产贷款不良以及银行个人住房抵押贷款方面。甚至，在严重的时候甚至产生了弃房断供等现象。房地产的价格波动对中国宏观经济走势的影响不可忽视，房地产市场是否存在风险成为了焦点

Interest rate is the price of the money. .Interest rates are the most pervasive element in the financial market. Interest works both ways. .You earn interest when you save and you pay interest when you borrow

1 现金贷的定义 2 现金贷的兴起与现状 3 现金贷的问题 4 现金贷的监管