滋 制卧价贸号大考 金融英语阅读 《金融英语阅读》 教学内容与安排 本课程总体分为六大专题，每个专题都有数篇文章可用。 1:Banking Industry Chapter⊥6,7,2,20,22,23 2:Economics/money Chapter2,34,5,15,19,25,26,32,36 3:Investment System Chapter10,13,21,29,31,33 4:Accounting Chapter12,24,34,37,38 5:Law Chapter 1⊥，l8 6:Others Chapter16,17,35,8,14,27,28,30 因一学期18周总共为36课时，理想的做法是选用12课用于课堂教学，其他课程由学 生课后自学，每课需要3课时。有些准备工作和活动要求学生在课前或课下进行，以提高 课堂教学效率。所选的12课为：1、6、9、23、2、3、15、19、10、13、12、11。时间 具体安排如下： 第1-2周：第1章 使用课文：The Banking Industry in China 第23周：第6章 使用课文：The World Bank 第45周：第9章 使用课文：the Financial System 第1页共24页
金融英语阅读 第 1 页 共 24 页 《金融英语阅读》 教学内容与安排 本课程总体分为六大专题，每个专题都有数篇文章可用。 1: Banking Industry Chapter 1, 6, 7, 9, 20, 22, 23 2: Economics / money Chapter 2, 3, 4, 5, 15, 19, 25, 26, 32, 36 3: Investment System Chapter 10, 13, 21, 29, 31,33 4: Accounting Chapter 12, 24, 34, 37, 38 5: Law Chapter 11, 18 6: Others Chapter 16, 17, 35, 8, 14, 27, 28, 30 因一学期 18 周总共为 36 课时，理想的做法是选用 12 课用于课堂教学，其他课程由学 生课后自学，每课需要 3 课时。有些准备工作和活动要求学生在课前或课下进行，以提高 课堂教学效率。 所选的 12 课为：1、6、9、23、2、3、15、19、10、13、12、11。时间 具体安排如下： 第 1-2 周：第 1 章 使用课文：The Banking Industry in China 第 2-3 周：第 6 章 使用课文：The World Bank 第 4-5 周：第 9 章 使用课文： the Financial System
”制卧台贸易上兰 金融英语阅读 第5-6周：第23章 使用课文：International Monetary Fund 第7-8周：第2章 使用课文：Politics vs.Economics 第8-9周：第3章 使用课文：Money 第10-11周：第15章 使用课文：The Macroeconomics of International Currencies 第11-12周：第19章 使用课文：Bretton Woods and the Gold Exchange Standard 第13-14周：第10章 使用课文：Assessing Investment System 第14-15周：第13章 使用课文：Investment Products and Services Provided by Insurers 第16-17周：第12章 使用课文：Pooling of Interests Accounting 第17-18周：第11章 使用课文：Invitation for Bids 教学大纲 Topic One:Banking Industry 第一章 The Banking Industry in China 1、教学目的 By the end of the chapter,students should be able to know about the development of the banking industry in China 第2页共24页
金融英语阅读 第 2 页 共 24 页 第 5-6 周：第 23 章 使用课文： International Monetary Fund 第 7-8 周：第 2 章 使用课文：Politics vs. Economics 第 8-9 周：第 3 章 使用课文：Money 第 10-11 周：第 15 章 使用课文：The Macroeconomics of International Currencies 第 11-12 周：第 19 章 使用课文：Bretton Woods and the Gold Exchange Standard 第 13-14 周：第 10 章 使用课文：Assessing Investment System 第 14-15 周：第 13 章 使用课文：Investment Products and Services Provided by Insurers 第 16-17 周：第 12 章 使用课文： Pooling of Interests Accounting 第 17-18 周：第 11 章 使用课文：Invitation for Bids 教学大纲 Topic One: Banking Industry 第一章 The Banking Industry in China 1、 教学目的 By the end of the chapter, students should be able to know about ¾ the development of the banking industry in China
制卧台贸易上考 金融英语阅读 >the structure of the central banking system the major tasks of the three policy banks in China. 2、教学计划 This chapter will cover 3 hours.2 hours for the introduction of background information and explanations of terms and the texts.And the other I hour for discussion and practice 3、教学方法 Translation:key sentences and terms Paraphrasing:major words and sentences Summarizing:important paragraphs Discussion:key issues Questions and answers 4、背景知识 The establishment of the People's Bank of China in 1948 marked the beginning of a new chapter in the Chinese banking history.Through five decades of evolution,particularly nearly two decades of reform and opening to the outside world,China's banking sector has entered a stage of vigorous development.With PBC as the central bank,the current banking system in China consists mainly of wholly state-owned commercial banks,which coexist and cooperate with policy banks and joint-equity commercial banks operation in their respective authorized business domains. 5、重点讲解 概念讲解 PBC All in one monopolistic banking system Specialized bank Central bank Foreign exchange reserves Fiscal agent Aggregate credit Monetary base Benchmark interest rate Fiscal deficit 第3页共24页
金融英语阅读 第 3 页 共 24 页 ¾ the structure of the central banking system ¾ the major tasks of the three policy banks in China. 2、 教学计划 This chapter will cover 3 hours. 2 hours for the introduction of background information and explanations of terms and the texts. And the other 1 hour for discussion and practice. 3、 教学方法 ¾ Translation: key sentences and terms ¾ Paraphrasing: major words and sentences ¾ Summarizing: important paragraphs ¾ Discussion: key issues ¾ Questions and answers 4、 背景知识 The establishment of the People’s Bank of China in 1948 marked the beginning of a new chapter in the Chinese banking history. Through five decades of evolution, particularly nearly two decades of reform and opening to the outside world, China’s banking sector has entered a stage of vigorous development. With PBC as the central bank, the current banking system in China consists mainly of wholly state-owned commercial banks, which coexist and cooperate with policy banks and joint-equity commercial banks operation in their respective authorized business domains. 5、 重点讲解 概念讲解 PBC All in one monopolistic banking system Specialized bank Central bank Foreign exchange reserves Fiscal agent Aggregate credit Monetary base Benchmark interest rate Fiscal deficit
游 制卧台贸多上考 金融英语阅读 Lending facilities Priority construction Fixed-asset investment Commodity reserves Subsidiary 第六章 The World Bank 1.教学目的 By the end of the chapter,students should be able to know about: >the composition of the World Bank Group; >the importance of the World Bank Group; the functions of the World Bank: the future development of the World Bank. 2.教学计划 It is scheduled to take 3 hours to handle this chapter.2 hours will be spent on explanation of the key words,phrases sentences and the features of the text,and 1 hour for class discussion and questions and answers 3.教学方法 Translation:key sentences Paraphrasing:key words and expressions. Explanation:new terms. Summarizing:key passages. Discussion:important issues. Questions and answers:interaction between teachers and students 4.背景知识 The International Bank for Reconstruction and Development,usually referred to as the World Bank,was founded by the Bretton Woods Conference as an international bank to finance the 第4页共24页
金融英语阅读 第 4 页 共 24 页 Lending facilities Priority construction Fixed-asset investment Commodity reserves Subsidiary 第六章 The World Bank 1． 教学目的 By the end of the chapter, students should be able to know about: ¾ the composition of the World Bank Group; ¾ the importance of the World Bank Group; ¾ the functions of the World Bank; ¾ the future development of the World Bank. 2． 教学计划 It is scheduled to take 3 hours to handle this chapter. 2 hours will be spent on explanation of the key words, phrases sentences and the features of the text, and 1 hour for class discussion and questions and answers. 3． 教学方法 ¾ Translation: key sentences. ¾ Paraphrasing: key words and expressions. ¾ Explanation: new terms. ¾ Summarizing: key passages. ¾ Discussion: important issues. ¾ Questions and answers: interaction between teachers and students. 4． 背景知识 The International Bank for Reconstruction and Development, usually referred to as the World Bank, was founded by the Bretton Woods Conference as an international bank to finance the
制卧台贸易上兰 金融英语阅读 reconstruction and development of member countries.Operations started in 1946.The bank is financed partly by contributions paid by member countries,partly by bond issues. 5.重点讲解 概念讲解 hard loan subscribed capital competitive bidding credit line grace period disbursed loan balances 句子讲解 1.Visions of imperialism,real or imagined,are less likely if the lender/donor is multinational or international 译文：无论从实际或假想的角度，一国专制的情形都不大可能出现。 2.The Bank must make relatively safe loans with high assurance of repayment because its own funds are acquired through the sale of securities offerings that must compete with government and private business offerings of all sorts. 译文：世界银行必须发放有高还款保证的相对安全的贷款，因为它是通过发行证券获得自有 资金的，而其发行的证券又必须与各种政府和私人企业发行的证券相竞争。 3.Although it shares the Bank's administrative staff and grants credits for projects covering the same sorts of projects in the LDCs as the Bank's loans,its soft loans differ from the"hard" loans of the bank in several important ways. 译文：虽然它与世界银行共用行政人员，其信贷投向的项目范围与世界银行投向欠发达国家 的贷款项目种类相同，但它的软贷款与世界银行的硬贷款在某些重要的方面有所不同。 第九章 The Financial System 1.教学目的 By the end of the chapter,students should be able to know about: 第5页共24页
金融英语阅读 第 5 页 共 24 页 reconstruction and development of member countries. Operations started in 1946. The bank is financed partly by contributions paid by member countries, partly by bond issues. 5． 重点讲解 概念讲解 hard loan subscribed capital competitive bidding credit line grace period disbursed loan balances 句子讲解 1． Visions of imperialism, real or imagined, are less likely if the lender/donor is multinational or international. 译文：无论从实际或假想的角度，一国专制的情形都不大可能出现。 2． The Bank must make relatively safe loans with high assurance of repayment because its own funds are acquired through the sale of securities offerings that must compete with government and private business offerings of all sorts. 译文：世界银行必须发放有高还款保证的相对安全的贷款，因为它是通过发行证券获得自有 资金的，而其发行的证券又必须与各种政府和私人企业发行的证券相竞争。 3． Although it shares the Bank’s administrative staff and grants credits for projects covering the same sorts of projects in the LDCs as the Bank’s loans, its soft loans differ from the “hard” loans of the bank in several important ways. 译文：虽然它与世界银行共用行政人员，其信贷投向的项目范围与世界银行投向欠发达国家 的贷款项目种类相同，但它的软贷款与世界银行的硬贷款在某些重要的方面有所不同。 第九章 The Financial System 1． 教学目的 By the end of the chapter, students should be able to know about:
制卧台贸易上考 金融英语阅读 >the function of the financial system; the participants in the financial system; the financial intermediaries and their respective functions 2.教学计划 As the chapter covers many aspects of financial system.It will take 3 hours to deal with this chapter.2 hours will be for explanation of the text,and I hour will be for questions and discussions 3.教学方法 Translation:key sentences. Paraphrasing:key words and expressions. Explanation:new terms. 7 Summarizing:key passages Discussion:important issues. Questions and answers:interaction between teachers and students 4.背景知识 Everyone has some contact with the financial system.Banks,building societies and insurance companies provide in their respective way for some of our everyday needs,such as payment facilities through bank,convenient savings and access to home loans from building societies,and car,house,or life insurance. 5.重点讲解 概念讲解 payment facilities discount house investment trust venture capital credit facilities market maker derivative instrument liquidity 第6页共24页
金融英语阅读 第 6 页 共 24 页 ¾ the function of the financial system; ¾ the participants in the financial system; ¾ the financial intermediaries and their respective functions. 2． 教学计划 As the chapter covers many aspects of financial system. It will take 3 hours to deal with this chapter. 2 hours will be for explanation of the text, and 1 hour will be for questions and discussions. 3． 教学方法 ¾ Translation: key sentences. ¾ Paraphrasing: key words and expressions. ¾ Explanation: new terms. ¾ Summarizing: key passages. ¾ Discussion: important issues. ¾ Questions and answers: interaction between teachers and students. 4． 背景知识 Everyone has some contact with the financial system. Banks, building societies and insurance companies provide in their respective way for some of our everyday needs, such as payment facilities through bank, convenient savings and access to home loans from building societies, and car, house, or life insurance. 5． 重点讲解 概念讲解 payment facilities discount house investment trust venture capital credit facilities market maker derivative instrument liquidity
制卧台贸易上兰 金融英语阅读 equity asset maturity 句子讲解 1.Satisfactory payments facilities are something which we are inclined nowadays to take for granted,but productive economic activity is dependent on their existence,and indeed on traders having reasonable access to short-term credit facilities. 译文：今天我们想当然地乐于接受某种东西作为令人满意的支付工具，但经济生产活动正是 依赖于它们的存在，更依赖于商人们拥有获得短期信贷工具的合理途径。 2.By their very nature financial institutions attract criticism:bankers would not be doing their jobs if they did not turn down some requests for loans,and those who are denied funds sometimes feel hard done by and are vociferous in their complaints. 译文：金融机构天生就容易招惹批评：如果银行不拒绝几份贷款请求，那他就不是在认真工 作；而那些被拒绝了的借款人有时会觉得十分委屈甚至大为光火，抱怨不停。 3.The control which financial institutions wield over very substantial sums of money also attracts the attention of governments,partly because they may see irresistible opportunities to secure cheap finance for favored borrowers(notably governments themselves),and partly in view of the economic power attached to control of finance. 译文：金融机构拥有的、对大量金钱的管理权同样也会引来政府部门的目光，一方面是因为 它们从中看到了为借款人（特别是政府自己）获取低廉融资的不可抗拒的机会，另一方面是 从金融管理的经济效力的角度。 4.Moreover,while there is nothing to prevent savers and investors from dealing directly with each other if they wish,the existence of financial institutions makes direct contact unnecessary,since both groups can deal with the intermediating institutions. 译文：另外，当没有任何东西能够阻挡储蓄者和投资者在他们愿意的条件下直接交易时，金 融机构的存在使得他们没有必要直接签署合约，因为两大集团都可以与中介机构接洽。 第二十三章 International Monetary Fund (IMF) 1.教学目的 第7页共24页
金融英语阅读 第 7 页 共 24 页 equity asset maturity 句子讲解 1． Satisfactory payments facilities are something which we are inclined nowadays to take for granted, but productive economic activity is dependent on their existence, and indeed on traders having reasonable access to short-term credit facilities. 译文：今天我们想当然地乐于接受某种东西作为令人满意的支付工具，但经济生产活动正是 依赖于它们的存在，更依赖于商人们拥有获得短期信贷工具的合理途径。 2． By their very nature financial institutions attract criticism: bankers would not be doing their jobs if they did not turn down some requests for loans, and those who are denied funds sometimes feel hard done by and are vociferous in their complaints. 译文：金融机构天生就容易招惹批评：如果银行不拒绝几份贷款请求，那他就不是在认真工 作；而那些被拒绝了的借款人有时会觉得十分委屈甚至大为光火，抱怨不停。 3． The control which financial institutions wield over very substantial sums of money also attracts the attention of governments, partly because they may see irresistible opportunities to secure cheap finance for favored borrowers (notably governments themselves), and partly in view of the economic power attached to control of finance. 译文：金融机构拥有的、对大量金钱的管理权同样也会引来政府部门的目光，一方面是因为 它们从中看到了为借款人（特别是政府自己）获取低廉融资的不可抗拒的机会，另一方面是 从金融管理的经济效力的角度。 4． Moreover, while there is nothing to prevent savers and investors from dealing directly with each other if they wish, the existence of financial institutions makes direct contact unnecessary, since both groups can deal with the intermediating institutions. 译文：另外，当没有任何东西能够阻挡储蓄者和投资者在他们愿意的条件下直接交易时，金 融机构的存在使得他们没有必要直接签署合约，因为两大集团都可以与中介机构接洽。 第二十三章 International Monetary Fund (IMF) 1． 教学目的
”制卧舍贸易上考 金融英语阅读 By the end of this chapter,students should be able to know about: >the original objective of the IMF >the functions performed by the IMF >the objective of the IMF the knowledge about the world debt crisis changes in the IMF 2.教学计划 It is scheduled to take 3 hours to deal with the text.2 hours will be spent on analysis of the key expressions and sentences,and 1 hour will be on questions and answers and class discussions. 3.教学方法 >Translation:key sentences. Paraphrasing:key words and expressions. 7 Explanation:new terms Summarizing:key passages. Discussion:important issues. Questions and answers:interaction between teachers and students. 4.背景知识 Established by the Bretton Woods Conference in 1947,the purpose of the IMF is to foster international monetary cooperation through the stabilization of exchange rates,the removal of foreign exchange restrictions and the facilitation of international payments and of international liquidity.However,following the breaking of the dollar's link with gold,and the abandonment of national fixed parties,the IMF rule was abolished in 1976 5.重点讲解 概念讲解 quota structural adjustment facilities firm surveillance debt default debt rescheduling debt crisis 第8页共24页
金融英语阅读 第 8 页 共 24 页 By the end of this chapter, students should be able to know about: ¾ the original objective of the IMF ¾ the functions performed by the IMF ¾ the objective of the IMF ¾ the knowledge about the world debt crisis ¾ changes in the IMF 2． 教学计划 It is scheduled to take 3 hours to deal with the text. 2 hours will be spent on analysis of the key expressions and sentences, and 1 hour will be on questions and answers and class discussions. 3． 教学方法 ¾ Translation: key sentences. ¾ Paraphrasing: key words and expressions. ¾ Explanation: new terms. ¾ Summarizing: key passages. ¾ Discussion: important issues. ¾ Questions and answers: interaction between teachers and students. 4． 背景知识 Established by the Bretton Woods Conference in 1947, the purpose of the IMF is to foster international monetary cooperation through the stabilization of exchange rates, the removal of foreign exchange restrictions and the facilitation of international payments and of international liquidity. However, following the breaking of the dollar’s link with gold, and the abandonment of national fixed parties, the IMF rule was abolished in 1976. 5． 重点讲解 概念讲解 quota structural adjustment facilities firm surveillance debt default debt rescheduling debt crisis
雄 制卧爱分贸多本考 金融英语阅读 句子讲解 1.One of the Fund original objectives,since abandoned,was the maintenance of fixed exchange rates among member-countries'currencies,with par value related to the US dollar,which was valued at $35 per ounce of gold. 译文：国际货币基金组织最初的一个目标是，在各成员国货币之间维持固定的汇率，各国货 币的面值与美圆相联系，又规定35美圆与1盎司黄金等值，但是这个目标后来废弃了。 2.The IMF agreement was entered prior to the founding conference of the United Nations,and when the UN was formed,the Fund was brought into relationship with the UN by an agreement. 译文：在联合国成立大会召开之前，MF协议就己经签署了：当联合国成立后，国际货币 基金组织又与联合国签订了协议，建立关系。 3.More accurately stated,the obligation of maintaining such a system remained in the Fund's Articles of Agreement,but the IMF was powerless to uphold it in the face of a situation in which all major currencies were floating rather than fixed in value. 译文：更准确地说，维持该体制是“国际货币基金协定”中明文规定的一项义务，但是面对 所有主要货币币值都放弃了固定汇率而开始自由浮动的MF再也没有足够的力量维持该体 制了 Topic Two:Money Economics 第二章 Politics Vs.Economics 1、教学目的 By the end of the chapter,students should be able to know about the implications of the so-called "political economy" the relations between the economic systems and the political and cultural backgrounds of nations >the primary characteristic of the postmodern world economy at the end of the 20th century 2、教学计划 第9页共24页
金融英语阅读 第 9 页 共 24 页 句子讲解 1． One of the Fund original objectives, since abandoned, was the maintenance of fixed exchange rates among member-countries’ currencies, with par value related to the US dollar, which was valued at $35 per ounce of gold. 译文：国际货币基金组织最初的一个目标是，在各成员国货币之间维持固定的汇率，各国货 币的面值与美圆相联系，又规定 35 美圆与 1 盎司黄金等值，但是这个目标后来废弃了。 2． The IMF agreement was entered prior to the founding conference of the United Nations, and when the UN was formed, the Fund was brought into relationship with the UN by an agreement. 译文：在联合国成立大会召开之前，IMF 协议就已经签署了；当联合国成立后，国际货币 基金组织又与联合国签订了协议，建立关系。 3． More accurately stated, the obligation of maintaining such a system remained in the Fund’s Articles of Agreement, but the IMF was powerless to uphold it in the face of a situation in which all major currencies were floating rather than fixed in value. 译文：更准确地说，维持该体制是“国际货币基金协定”中明文规定的一项义务，但是面对 所有主要货币币值都放弃了固定汇率而开始自由浮动的 IMF 再也没有足够的力量维持该体 制了 Topic Two: Money & Economics 第二章 Politics Vs. Economics 1、 教学目的 By the end of the chapter, students should be able to know about ¾ the implications of the so-called “political economy” ¾ the relations between the economic systems and the political and cultural backgrounds of nations ¾ the primary characteristic of the postmodern world economy at the end of the 20th century 2、 教学计划
”制卧台贸易上考 金融英语阅读 This chapter will cover 3 hours,mainly for explanations of the text and the key words and sentences 3、教学方法 >Translation:key sentences and terms Paraphrasing:major words and sentences Summarizing:important paragraphs Discussion:key issues Questions and answers 4、背景知识 The "political economy",which was traditionally named for the discipline of the economists,can be dated back to Adam Smith's Wealth of Nations,published in 1776.Smith's view,while more exhaustive than most visions of economists,anticipated the Industrial Revolution but hardly the global consequences of the multinational corporation.However,his principles of economic liberalism still have a leading role in Anglo-Saxon cultures today. 5、重点讲解 概念讲解 laissez-faire austerity measures staus quo allocation of existing resources nation-states 句子讲解 1)That the Americans,"the people of plenty",have had difficulty maintaining clear boundaries between politics and economics within their own society,not to mention in their attempt to impose their liberal ideology upon other societies,is not surprising. 译文：“富裕的”美国人在自己的社会里，己经很难在政治和经济之间保持分明的界限，更 不用说努力使他们的自由论点强加于别国，这并不令人吃惊。 2)Ideology involves falling in love with ideas that further a certain group's or state's concrete interests. 译文：意识形态包括对某种能增进集体或国家共同利益的思想的喜爱。 3)The sacrosanct value of individual freedom in the United States,for example,heavily depends 第10页共24页
金融英语阅读 第 10 页 共 24 页 This chapter will cover 3 hours, mainly for explanations of the text and the key words and sentences. 3、 教学方法 ¾ Translation: key sentences and terms ¾ Paraphrasing: major words and sentences ¾ Summarizing: important paragraphs ¾ Discussion: key issues ¾ Questions and answers 4、 背景知识 The “political economy”, which was traditionally named for the discipline of the economists, can be dated back to Adam Smith’s Wealth of Nations, published in 1776. Smith’s view, while more exhaustive than most visions of economists, anticipated the Industrial Revolution but hardly the global consequences of the multinational corporation. However, his principles of economic liberalism still have a leading role in Anglo-Saxon cultures today. 5、 重点讲解 概念讲解 laissez-faire austerity measures staus quo allocation of existing resources nation-states 句子讲解 1） That the Americans, “the people of plenty”, have had difficulty maintaining clear boundaries between politics and economics within their own society, not to mention in their attempt to impose their liberal ideology upon other societies, is not surprising. 译文：“富裕的”美国人在自己的社会里，已经很难在政治和经济之间保持分明的界限，更 不用说努力使他们的自由论点强加于别国，这并不令人吃惊。 2） Ideology involves falling in love with ideas that further a certain group’s or state’s concrete interests. 译文：意识形态包括对某种能增进集体或国家共同利益的思想的喜爱。 3） The sacrosanct value of individual freedom in the United States, for example, heavily depends