华东理工大学：《商业银行经营学》课程教学资源（学习指导书）目录.pdf_大学文库

第一章导论...........................................................................................................................1 1.1 学习要求............................................................................................................................1 1.2 内容简述：........................................................................................................................1 1.2.1 商业银行的起源和发展.......................................................................................1 1.2.2 商业银行的性质、功能及其地位........................................................................1 1.2.3 商业银行的设立条件、程序和组织结构............................................................2 1.2.4 商业银行的经营目标............................................................................................4 1.2.5 商业银行的经营环境............................................................................................4 1.3 本章知识点........................................................................................................................4 1.4 思考题：............................................................................................................................4 1.5 例题与习题：....................................................................................................................5 第二章商业银行的资本.................................................................................................................6 2.1 学习要求............................................................................................................................6 2.2 内容简述...........................................................................................................................6 2.2.1 银行资本金的构成................................................................................................6 2.2.2 资本充足性及其测定............................................................................................6 2.2.3 银行资本管理与对策............................................................................................7 2.2.4 银行并购决策与管理...........................................................................................8 2.2.5 我国商业银行的资本现状分析...........................................................................8 2.3 本章知识点........................................................................................................................9 2.4 思考题................................................................................................................................9 2.5 例题与习题.......................................................................................................................9 第三章负债业务经营...................................................................................................................12 3.1 学习要求..........................................................................................................................12 3.2 内容简述.........................................................................................................................12 3.2.1 银行负债的构成和重要性..................................................................................12 3.2.2 商业银行的存款业务..........................................................................................12 3.2.3 银行存款的经营管理..........................................................................................14 3.2.4 短期借款的经营管理..........................................................................................16 3.2.5 商业银行的长期借款..........................................................................................18 3.2.7 我国商业银行负债分析......................................................................................22 3.3 本章知识点......................................................................................................................23 3.4 思考题..............................................................................................................................23 3.5 例题与习题......................................................................................................................23 第四章现金资产业务...................................................................................................................26 4.2 内容简述.........................................................................................................................26 4.2.1 现金资产的构成..................................................................................................26 4.2.2 现金头寸的计算与预测......................................................................................27 4.2.3 现金资产的管理..................................................................................................29 4.3 本章知识点......................................................................................................................31 4.4 思考题..............................................................................................................................32 4.5 例题与习题......................................................................................................................32 第五章贷款业务...........................................................................................................................35 5.1 学习要求..........................................................................................................................35 1

5.2 内容简述.........................................................................................................................35 5.2.1 贷款种类和政策..................................................................................................35 5.2.2 贷款定价..............................................................................................................38 5.2.3 几种贷款业务的要点..........................................................................................39 5.2.4 贷款信用风险管理..............................................................................................43 5.2.5 贷款管理制度......................................................................................................43 5.3 本章知识点..............................................................................................................................44 5.5 例题与习题......................................................................................................................44 第六章银行证券投资业务...........................................................................................................46 6.1 学习要求..........................................................................................................................46 6.2 内容简述.........................................................................................................................46 6.2.1 证券投资的功能和主要类别..............................................................................46 6.2.2 银行证券投资的风险和收益..............................................................................47 6.2.3 银行证券投资业务.............................................................................................48 6.2.4 银行证券投资策略.............................................................................................48 6.2.5 银行证券投资的避税组合.................................................................................50 6.3 本章知识点......................................................................................................................50 6.4 思考题..............................................................................................................................51 6.5 例题与习题......................................................................................................................51 第七章租赁与信托.......................................................................................................................53 7.1 学习要求..........................................................................................................................53 7.2 内容简述.........................................................................................................................53 7.2.1 租赁的基本概念..................................................................................................53 7.2.2 银行租赁业务的种类..........................................................................................53 7.2.3 租赁合同与租金.................................................................................................55 7.2.4 信托业务.............................................................................................................55 7.3 本章知识点......................................................................................................................56 7.5 例题与习题......................................................................................................................56 第八章表外业务...........................................................................................................................58 8.1 学习要求..........................................................................................................................58 8.2 内容简述.........................................................................................................................58 8.2.1 银行表外业务的发展..........................................................................................58 8.2.2 担保业务.............................................................................................................58 8.2.3 票据发行便利.....................................................................................................59 8.2.4 远期利率协议.....................................................................................................60 8.2.5 互换业务.............................................................................................................60 8.2.6 期货与期权..........................................................................................................61 8.2.7 其他主要的表外业务.........................................................................................62 8.2.8 表外业务管理.....................................................................................................62 8.3 本章知识点......................................................................................................................63 8.4 思考题..............................................................................................................................63 8.5 例题与习题......................................................................................................................63 第九章其他业务...........................................................................................................................66 9.1 学习要求..........................................................................................................................66 2

9.2 内容简述.........................................................................................................................66 9.2.1 结算业务..............................................................................................................66 9.2.2 代理业务..............................................................................................................67 9.2.3 信息咨询业务.....................................................................................................68 9.3 本章知识点......................................................................................................................69 9.5 例题与习题......................................................................................................................69 第十章国际业务...........................................................................................................................71 10.1 学习要求........................................................................................................................71 10.2 内容简述.......................................................................................................................71 10.2.1 国际业务的经营目标与组织机构....................................................................71 10.2.2 外汇资金筹集....................................................................................................71 10.2.3 贸易融资与国际贷款........................................................................................72 10.2.4 外汇买卖............................................................................................................73 10.2.5 离岸金融业务...................................................................................................74 10.3 本章知识点....................................................................................................................75 10.4 思考题............................................................................................................................75 10.5 例题与习题....................................................................................................................75 第十一章商业银行资产负债管理策略.......................................................................................78 11.1 学习要求........................................................................................................................78 11.2 内容简述.......................................................................................................................78 11.2.1 资产负债管理理论和策略的发展....................................................................78 11.2.2 资产负债管理在商业银行的运用之一——融资缺口模型及运用 ................79 11.2.3 资产负债管理在商业银行的运用之二——持续期缺口模型及运用 ............80 11.3 本章知识点....................................................................................................................81 11.4 思考题............................................................................................................................81 11.5 例题与习题....................................................................................................................81 第十二章商业银行绩效评估.......................................................................................................84 12.1 学习要求........................................................................................................................84 12.2 内容简述.......................................................................................................................84 12.2.1 银行财务报表....................................................................................................84 12.2.2 商业银行绩效评价............................................................................................85 12.2.3 商业银行财务报告............................................................................................87 12.3 本章知识点....................................................................................................................87 12.4 思考题............................................................................................................................87 12.5 例题与习题....................................................................................................................88 第十三章商业银行经营风险与内部控制...................................................................................91 13.1 学习要求........................................................................................................................91 13.2 内容简述.......................................................................................................................91 13.2.1 商业银行经营风险............................................................................................91 13.2.2 商业银行经营风险预测....................................................................................91 13.2.3 内部控制............................................................................................................91 13.3 本章知识点....................................................................................................................92 13.4 思考题............................................................................................................................92 13.5 例题................................................................................................................................92 3